This project will investigate the expansion and evolution of digital transactions in India. Our analysis will consider business models, technological affordances, social impact, policy conditions, and the underlying economics of digital transactions as a structural transformation of everyday exchange.
Our collective aim will be a fuller understanding of the social and economic potentials of digital transactions in India, with a set of policy recommendations to be made to government, at municipal, state and central levels and to industry.
We aim to furnish close relationships with businesses operating in the Fintech domain in India, and especially with those whose operations are transnational and offer potential partnerships with Australia.
Our methodological approach will be both qualitative (including interviews, surveys, business process and policy analysis) and quantitative (including geometric, econometric and user behaviour data).
UQIDAR candidates will consolidate research designs and collect local data (Year1) ; conduct policy analysis in Australia (Year 2). Final data analysis, conclusions and thesis preparation (year 3). The research team as a whole will make policy recommendations to the Governments of India and Australia (Year 4). The programme will run from 2022-25.
This project will:
- Support Policy Recommendations to Ministries and Regulatory Bodies in India and Australia.
- Develop New Knowledge Disseminated through Publication in International Journals.
- Inculcate linkages to Industry Partners in India.